Hurricane Deductible Calculator
Florida homeowners policies usually carry a separate hurricane deductible set as a percentage of your dwelling coverage. Find out what that means in dollars, and whether your savings could cover it.
Quick reference
| Dwelling coverage | 2% | 5% | 10% |
|---|---|---|---|
| $250,000 | $5,000 | $12,500 | $25,000 |
| $400,000 | $8,000 | $20,000 | $40,000 |
| $600,000 | $12,000 | $30,000 | $60,000 |
How to use this
A higher deductible lowers your premium, but only helps if you can really cover it after a storm. Compare the premium savings against the extra cash you would need. Read our full explainer: Florida hurricane deductible explained.
Policies differ. Your declarations page and policy language control how your deductible applies.